Experts predict rate cut to 2% per annum. The most popular will be used unsecured loans and car loans.
Certainly one of the main factors lowering the interest is a credit activity of banks in the deposit market. The available loans will be only after reducing deposit rates. Positive growth of deposit base, together with a reduction in the cost thereof, facilitate a decrease in lending rates.
also holds excess liquidity, which have a significant impact on banking policy.
trend of tightened by testing solvency in 2011 continue as before the "crisis" loans are often issued to people with bad credit history.
Big Splash popularity predict auto and unsecured loans. On unsecured loans are now in great demand and profitability, and due to the large pent-up demand will gain momentum and car loans.
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